General Privacy Policy
Updated December 13, 2023
Facts: What does Community Bank of the Bay do with your personal information?
Why? Financial Companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. When you are no longer our customer, we continue to share your information as described in this notice. This information can include:
- Social Security Number
- Account Balances
- Transaction History
- Credit History
- Payment History
- Wire Transfer Instructions
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Community Bank of the Bay choose to share and whether you can limit this sharing.
|
Reasons we can share your personal information |
Does Community Bank of the Bay share? | Can you limit the sharing? |
| For our everyday business purposes – Such as to process transactions, maintain your account(s), respond to court orders and legal investigations or report to credit bureaus | Yes | No |
| For our general communication purposes – To facilitate mailing communications on our behalf | Yes | No |
| For our marketing purposes – To offer products and services to you | No | We don’t share |
| For joint marketing with other financial companies |
No | We don’t share |
| For our affiliates everyday business purposes – Information about your transactions and experiences | Yes | No |
| For our affiliates everyday business purposes – Information about credit worthiness | No | We don’t share |
| For our affiliates to market to you | No | We don’t share |
| For our non-affiliates to market to you | No | We don’t share |
Who We Are
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
What We Do
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We collect your personal information, for example, when you:
- Open an account or deposit money
- Pay your bills or apply for a loan
- Use your debit card
We also collect personal information from others, such as credit bureaus or other companies.
Federal law gives you the right to limit only:
- Sharing information about your creditworthiness with affiliates for everyday business purposes
- Affiliates from using your information to market to you
- Sharing for non-affiliates to market to youState law and individual companies may give you additional rights to limit sharing; please see below.
Definitions
Companies related by common ownership or control. They can be financial or non- financial companies.
- Bay Community Bancorp is the Holding Company for Community Bank of the Bay.
Companies not related by common ownership or control. They can be financial and non- financial companies.
- Community Bank of the Bay does not share information with non-affiliates so they can market to you.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Community Bank of the Bay does not currently have any joint marketing agreements.
Other Important Information
For California Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.