Individual Accounts
The Tools to Meet Your Needs.
Ready to tackle your challenges and reach your goals? We’ll work with you to meet your personal banking needs.
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Customized Approach
You’re not cookie-cutter, and neither are we. We work closely with you to tailor our services to your needs.
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Personal Attention
Our relationship managers are passionate about delivering personalized service to support your growth.
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Bank Your Values
Where you put your money makes a difference. At Community Bank of the Bay, it’s easy to align your money with your values.
Individual Checking Accounts
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INDIVIDUAL CHECKING |
INDIVIDUAL INTEREST CHECKING |
EXECUTIVE INTEREST CHECKING |
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Best for ... |
Professionals who want a basic checking account. |
Those who want the benefits of Individual Checking and maintain a higher average balance. |
Business owners & operators who already have a business account with CBB. |
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Minimum Opening Deposit |
$500 |
$1500 |
$500 |
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Minimum Balance |
$500 to avoid a monthly $10 service charge |
$1,500 to avoid a $20 service charge |
$500 to avoid a monthly $5 service charge |
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Annual Percentage Yield (APY) |
N/A |
Contact us for Checking account rates |
Contact us for Checking account rates |
Individual Savings Solutions
We offer a range of saving and deposit options with competitive interest rates and flexible terms. Not sure which solution is best for you? Your Relationship Manager will walk you through the options and help you evaluate them against your needs and goals.
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ESSENTIAL SAVINGS |
INDIVIDUAL MONEY MARKET |
INDIVIDUAL RELATIONSHIP MONEY MARKET |
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Best for ... |
Building savings and earning interest at the same time. |
Those who keep higher balances and want to earn higher interest and write checks. |
Business owners & operators who have a business relationship with CBB. |
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Minimum Opening Deposit |
$200 |
$1500 |
$25,000 |
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Minimum Balance |
$200 to avoid a monthly $10 service fee |
$1,500 to avoid a monthly $20 service fee |
$25,000 to avoid a monthly $20 service fee |
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Transfers & Withdrawals |
Savings accounts are limited to 6 online transfers or automated transfers per month. |
Money Market accounts are limited to 6 withdrawals per month by check or online transfer. |
Money Market accounts are limited to 6 withdrawals per month by check or online transfer. |
Certificates of Deposits (CDs)
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Certificates of Deposits
Looking for guaranteed returns on your investment? This CD offers fixed interest on funds invested over a fixed term of three months or more.
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Flexible Certificates of Deposit
Enjoy all the benefits of our conventional Certificate of Deposit, with added flexibility of being able to add funds anytime during the term of the certificate. Additionally, you may make one withdrawal after the first 7 days of the term without a penalty.
You Might Also Be Interested In
Mobile & Online Banking
Manage all your banking and bill pay from our secure online portal. Want to take it with you? Get the CBB app.
Money IQ
Flex your financial muscle with these freshly informative videos, packed with relevant, useful information to help you master your money.
How Community Banking Works
Big banks, community banks, and credit unions are different ways consumers utilize the real and financial economy. The “Big Banks” are the nationwide or international brand-name banks you might be familiar with or have seen in advertising. Community banks, on the other hand, build relationships with and directly support their local community. Unfortunately, there is often a disconnect between consumers’ understanding of the banking world and its impact on our economy.
The Real Economy vs. the Financial Economy with CBB’s COO Kay Adler
Questions?
Contact us to get started. Give us a call, visit a branch, or fill out our contact form to begin the conversation.
To order or reorder checks for your personal CBB checking account, log into online banking and click on the link to “order checks”. You will be directed to our vendor’s site, Harland Clark, where you can order or reorder checks for your CBB personal account.