Community Bank of the Bay branches are open reduced hours – 10 AM to 3 PM M-F- during the COVID-19 “Shelter in Place” orders.

Please contact us at 510.433.5400 if you need help outside these hours or if you need access to remote banking tools.

Get in touch with us

Call Community Bank of the Bay

Speak with a Client Specialist or schedule an appointment with a Relationship Manager.

Please call one of these numbers
Oakland

510.433.5400
San Mateo

650.389.1010
Danville

925.838.2902

See all ways of contacting us

Get in touch with us

Call Community Bank of the Bay

Speak with a Client Specialist or schedule an appointment with a Relationship Manager.

Please call one of these numbers
Oakland

510.433.5400
San Mateo

650.389.1010
Danville

925.838.2902

See all ways of contacting us

download our business mobile banking app

download our personal mobile banking app

Today's Rates

Rates effective as of 4/6/2020

Checking Accounts
Product Name	Type of Account	Min. to Open	Interest Rate¹	APY¹
¹ The interest rate and annual percentage yield may change after account opening
Product Name CBB Executive Interest Checking (Individual)	Type of Account Individual	Min. to Open $500	Interest Rate¹ 0.05%	APY¹ 0.05%
Product Name CBB Interest Checking (Individual)	Type of Account Individual	Min. to Open $500	Interest Rate¹ 0.05%	APY¹ 0.05%
Product Name Community Impact Interest Checking (Non-Profit)	Type of Account Non-Profit	Min. to Open $1000	Interest Rate¹ 0.10%	APY¹ 0.10%

Savings Accounts
Savings Type	Type of Account	Min. to Open	Interest Rate¹	APY¹
¹ The interest rate and annual percentage yield may change after account opening
Savings Type Essential Savings	Type of Account Individual	Min. to Open $500	Interest Rate¹ 0.10%	APY¹ 0.10%
Savings Type Community Business Savings	Type of Account Business	Min. to Open $500	Interest Rate¹ 0.05%	APY¹ 0.05%

CBB Money Market
Daily Balance	Interest Rate¹	APY¹
¹ The interest rate and annual percentage yield may change after account opening
Daily Balance up to $9,999.99	Interest Rate¹ 0.05%	APY¹ 0.05%
Daily Balance $10,000.00-49,999.99	Interest Rate¹ 0.07%	APY¹ 0.07%
Daily Balance $50,000.00-99,999.99	Interest Rate¹ 0.10%	APY¹ 0.10%
Daily Balance $100,000.00-499,999.99	Interest Rate¹ 0.15%	APY¹ 0.15%
Daily Balance $500,000.00 and up	Interest Rate¹ 0.25%	APY¹ 0.25%

CBB Business Money Market
Daily Balance	Min. to Open	Interest Rate¹	APY¹
¹ The interest rate and annual percentage yield may change after account opening
Daily Balance up to $9,999.99	Min. to Open $2,500	Interest Rate¹ 0.05%	APY¹ 0.05%
Daily Balance $10,000.00-49,999.99	Min. to Open $10,000	Interest Rate¹ 0.07%	APY¹ 0.07%
Daily Balance $50,000.00-99,999.99	Min. to Open $50,000	Interest Rate¹ 0.10%	APY¹ 0.10%
Daily Balance $100,000.00-499,999.99	Min. to Open $100,000	Interest Rate¹ 0.15%	APY¹ 0.15%
Daily Balance $500,000.00 and up	Min. to Open $500,000	Interest Rate¹ 0.25%	APY¹ 0.25%

Community Impact Money Market (Non-Profit)
Daily Balance	Min. to Open	Interest Rate¹	APY¹
¹ The interest rate and annual percentage yield may change after account opening
Daily Balance up to $9,999.99	Min. to Open $2,500	Interest Rate¹ 0.05%	APY¹ 0.05%
Daily Balance $10,000.00-49,999.99	Min. to Open $10,000	Interest Rate¹ 0.07%	APY¹ 0.07%
Daily Balance $50,000.00-99,999.99	Min. to Open $50,000	Interest Rate¹ 0.10%	APY¹ 0.10%
Daily Balance $100,000.00-499,999.99	Min. to Open $100,000	Interest Rate¹ 0.20%	APY¹ 0.20%
Daily Balance $500,000.00 and up	Min. to Open $500,000	Interest Rate¹ 0.30%	APY¹ 0.30%

Business Relationship Money Market
Daily Balance	Min. to Open	Interest Rate¹	APY¹
¹ The interest rate and annual percentage yield may change after account opening
Daily Balance up to $9,999.99	Min. to Open $2,500	Interest Rate¹ 0.05%	APY¹ 0.05%
Daily Balance $10,000.00-49,999.99	Min. to Open $10,000	Interest Rate¹ 0.07%	APY¹ 0.07%
Daily Balance $50,000.00-99,999.99	Min. to Open $50,000	Interest Rate¹ 0.15%	APY¹ 0.15%
Daily Balance $100,000.00-499,999.99	Min. to Open $100,000	Interest Rate¹ 0.30%	APY¹ 0.30%
Daily Balance $500,000.00 and up	Min. to Open $500,000	Interest Rate¹ 0.50%	APY¹ 0.50%

Consumer Relationship Money Market
Daily Balance	Min. to Open	Interest Rate¹	APY¹
¹ The interest rate and annual percentage yield may change after account opening
Daily Balance up to $9,999.99	Min. to Open $2,500	Interest Rate¹ 0.05%	APY¹ 0.05%
Daily Balance $10,000.00-49,999.99	Min. to Open $10,000	Interest Rate¹ 0.07%	APY¹ 0.07%
Daily Balance $50,000.00-99,999.99	Min. to Open $50,000	Interest Rate¹ 0.15%	APY¹ 0.15%
Daily Balance $100,000.00-499,999.99	Min. to Open $100,000	Interest Rate¹ 0.30%	APY¹ 0.30%
Daily Balance $500,000.00 and up	Min. to Open $500,000	Interest Rate¹ 0.50%	APY¹ 0.50%

CBB Relationship Money Market
Daily Balance	Min. to Open	Interest Rate¹	APY¹
¹ The interest rate and annual percentage yield may change after account opening
Daily Balance up to $9,999.99	Min. to Open $20,000	Interest Rate¹ 0.05%	APY¹ 0.05%
Daily Balance $10,000.00-49,999.99	Min. to Open $10,000	Interest Rate¹ 0.07%	APY¹ 0.07%
Daily Balance $50,000.00-99,999.99	Min. to Open $50,000	Interest Rate¹ 0.15%	APY¹ 0.15%
Daily Balance $100,000.00-499,999.99	Min. to Open $100,000	Interest Rate¹ 0.30%	APY¹ 0.30%
Daily Balance $500,000.00 and up	Min. to Open $500,000	Interest Rate¹ 0.50%	APY¹ 0.50%

Certificates of Deposit with Balance of up to $99,999.99
Term¹	Min. to Open	Interest Rate	APY
¹ A penalty will be imposed for early withdrawal.
Term¹ 3-5 months	Min. to Open $1,000	Interest Rate 0.60%	APY 0.60%
Term¹ 6-11 months	Min. to Open $1,000	Interest Rate 0.60%	APY 0.60%
Term¹ 12-23 months	Min. to Open $1,000	Interest Rate 0.90%	APY 0.90%
Term¹ 24-35 months	Min. to Open $1,000	Interest Rate 0.95%	APY 0.95%
Term¹ 36-47 months	Min. to Open $1,000	Interest Rate 0.95%	APY 0.95%
Term¹ 48-59 months	Min. to Open $1,000	Interest Rate 1.00%	APY 1.01%
Term¹ 60+ months	Min. to Open $1,000	Interest Rate 1.00%	APY 1.01%

Certificates of Deposit with Balance of $100,000.00 and up
Term¹	Min. to Open	Interest Rate	APY
¹ A penalty will be imposed for early withdrawal.
Term¹ 3-5 months	Min. to Open $1,000	Interest Rate 0.70%	APY 0.70%
Term¹ 6-11 months	Min. to Open $1,000	Interest Rate 0.70%	APY 0.70%
Term¹ 12-23 months	Min. to Open $1,000	Interest Rate 1.00%	APY 1.01%
Term¹ 24-35 months	Min. to Open $1,000	Interest Rate 1.05%	APY 1.06%
Term¹ 36-47 months	Min. to Open $1,000	Interest Rate 1.05%	APY 1.06%
Term¹ 48-59 months	Min. to Open $1,000	Interest Rate 1.10%	APY 1.11%
Term¹ 60+ months	Min. to Open $1,000	Interest Rate 1.10%	APY 1.11%

Flexible Certificates of Deposit
Term¹	Min. to Open	Interest Rate	APY²
¹ A penalty will be imposed for early withdrawal.
Term¹ 6 months	Min. to Open $2,500	Interest Rate 0.50%	APY² 0.50%
Term¹ 12 months	Min. to Open $2,500	Interest Rate 0.75%	APY² 0.75%

IRA Certificates
Term¹	Min. to Open	Interest Rate	APY
¹ A penalty will be imposed for early withdrawal.
Term¹ 12 months	Min. to Open $500	Interest Rate 1.00%	APY 1.01%
Term¹ 18 months	Min. to Open $500	Interest Rate 1.00%	APY 1.01%
Term¹ 24 months	Min. to Open $500	Interest Rate 1.10%	APY 1.11%