Money IQ

Money IQ

Are you financially fit? Test your Money IQ with our online video tutorials.

  • For Individuals

    Protect sensitive information, understand your credit score, and learn how to set up alerts with our informative video tutorials.

    Explore our video library

  • For Businesses

    Save your business time and money, protect your business from fraud and scams, and learn about other services to help your business thrive.

    Explore our business video library

infographic: be sure of the source

Make Sure You’re Dealing With An Official Customer Service Representative

Personal Finance Tutorials

Good customer service is important to how we interact with a business. We get questions answered and problems solved via telephone, email or live chat. But sometimes scammers can masquerade as customer service representatives in attempts trick you out of your money or your personal information.

Debit, Credit Card Alerts Help Keep You Safe and Informed

Are you using the power of your credit or debit card to help protect yourself against fraud? By setting up text alerts or notifications you’ll know when your card is being used, how much is being spent, and even when it’s time to pay your bill. Alerts give us an early warning that something might be wrong or needs immediate attention.

infographic: learn how alerts can inform and protect you

What is Phishing & Smishing?

Phishing uses email and Smishing uses SMS text messages to trick you into giving criminals personal financial information. The criminals are after credit card numbers, bank account numbers, social security numbers, passwords, and other sensitive information, which they to steal your money, open loans, or apply for credit cards.

infographic: what is phishing and smishing?

Protect the Information on Your Smartphone

Smartphones are great for getting things done on the go. They enable us to bank, shop, and communicate when and where it suits us. But they can expose you to identity theft, unless you take some precautions.

infographic: smart phone security

Your Credit Score Matters

Your credit score is a number derived from your overall credit report and is based primarily on whether you pay your bills in a timely manner and how much you owe in loans. The higher your score, the more likely you are to get a loan, as well as a better interest rate on that loan.

infographicL understanding your credit (your credit score)

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Visit our video library to learn more about online and mobile security, identify theft, smart money habits, and more.

money iq for business overview

Are You Protecting Your Business Against Internal Fraud?

Business Tutorials

Are you doing everything you can to protect your business against internal fraud? Whether you’re dealing with a disgruntled employee or someone you trust the most, you should have procedures and policies in place to protect your business from preventable crimes.

Learn How Digital Deposits Can Help Your Business

If you run a business, you know how important it is to make timely deposits so you can make the most of your money. That’s why you should be taking advantage of digital check deposits. Learn how they will save you time and help you maximize your revenue.

infographic: digital check deposit. A timely way to make the most of your money.

ACH Payments Save Your Business Time and Money

Automated Clearing House (ACH) payments are used to electronically transfer funds between financial institutions and are great for recurring things like paying bills, directly depositing payroll, receiving payments from customers, and making federal tax payments.

infographic: acg payments can save your business time and money

Teach Staff How to Keep Business Computers, Devices Safe from Cyber Crime

Keeping your business safe from cyber criminals needs to be a team effort. It takes clear policies, a well-trained staff, and daily attention to keep computers and mobile devices protected from crimes that could negatively affect your company and your customers.

infographic: keep your business computers safe

Protect Your Business From Costly ‘CEO Fraud’ Scams

Is your business vulnerable to email scams that could hurt your finances or reputation? Sometimes called “Business Email Compromise” or “CEO Fraud,” this growing type of scam happens when a criminal pretending to be a top company official sends an email to an employee asking them to send sensitive information, wire money, or make ACH transfers to a bank account.

CEO Fraud

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Visit our full video library to learn more about fraud prevention, cyber security, and business banking best practices.