5% Current CD Offer 2024

Earn High-Yield Interest

And Do Good with Your Money

Finally. A bank that does GOOD and keeps your money SAFE.

5.13% APY* CD

Now Available for a Limited Time for New Accounts Only

Boost your savings with a bank that does good and keeps your money safe. Lock in this fixed rate and get steady returns on your money. See terms and conditions here.

Hurry, our 7-month promotional CD offer ends soon.

  • 5.13% CD Rate*
  • $25,000 minimum and $250,000 maximum deposit
  • FDIC insured



Why Community Bank of the Bay?

At Community Bank of the Bay (CBB), we offer socially and environmentally responsible banking, along with a comprehensive suite of banking products and services—it’s the CBB difference. We don’t invest in fracking, oil drilling or other projects that harm our environment, and all your deposits stay right here in the Bay Area to support local businesses, nonprofits and creative professionals. Since 1996, we have been known for our financial strength and stability (we maintain capital ratios in the top 5% of peer banks nationwide) and dedication to growing the local economy and supporting our clients’ successes, one neighborhood at a time.

Community Bank of the Bay Building in Oakland, CA

Contact Us to Open a New High-Yield CD


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A Certificate of Deposit (CD) is a type of deposit savings account offering a fixed interest rate on an amount of money for a set period.

Yes. CDs are a low-risk way to earn interest on your money. Our CDs are federally insured up to $250,000*.

CD account holders can choose to renew their CD with different terms or can withdraw the balance and transfer it to a checking or savings account.


*Annual Percentage Yield (APY) is accurate as of 01/24/2024 for balances between $25,000 and $250,000 and is subject to change without notice. Initial deposit must be from a bank other than Community Bank of the Bay; new money only. Fixed Rate Certificate of Deposit (CD) accounts earn a fixed interest rate for the selected term and the applicable rate is paid until the CD matures. Interest is compounded daily and credited to the account monthly. The APY assumes interest remains on deposit until maturity. If account is closed before the interest is credited, you will not receive the accrued interest. Unless the Bank notifies you of a change in terms, at maturity, the promotional CD will automatically renew into a standard CD account with the same term at the rate and APY then in effect for standard CD accounts. You have 10 calendar days to make changes after the maturity date.