Local Stories, Local Clients

Your Bay Area Lending Partner

Business Loans

Community Bank of the Bay gets behind the Bay Area economy with a range of financing options designed to boost local businesses.


Businesses of all sizes can benefit from the advice and expertise of our dedicated business loans team, and our expedited in-house decision-making process.


Our business loans provide a complete package, with terms to suit your business needs and a range of convenient services included.


Read how SchoolFoodies used a customized Line of Credit or how Hanson & Fitch used our financing to diversify and grow.

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Term Loans
Lines of Credit
State Guaranteed Loans

Hanson & Fitch – Utilized our SBA Loan to Diversify.
CBB’s relationship with Hanson & Fitch demonstrates the benefits of banking locally with a supportive financial partner who helps grow your business. Read the Case Study

Small Business Administration (SBA) Loans

Use an SBA loan to renovate or build new facilities, purchase equipment or acquire a building. Our small business financing experts will help define which loan is best for you. 


We know how to secure loans for inspirational ideas. If we can’t help you, we will refer you to reputable lenders that meet your credit needs.


As an SBA-preferred lender, our in-house process is more streamlined, quicker and less complicated.


Find out how SchoolFoodies used an SBA loan to automate their production and grow.

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CBB SBA Brochure (PDF)
SBA Loan Application (PDF)
Loan Application Checklist (PDF)

SchoolFoodies: A Healthy Business
Learn more about how the expertise of RM Wilbur Hobbs helped a local catering business corner the school lunch market. Read the case study

Personal Loans

We offer comprehensive banking solutions to individuals, professionals and owner-operators with personal attention given to every account holder.


Our bankers take pride in delivering a quality community banking experience to professional practices, family owned companies and self-managed businesses.


We are committed to helping you meet your financial goals by taking time to understand the unique challenges you face.


Watch a video about one of our favorite local account holders: two-time NFL Hall of Fame quarterback, Y.A. Tittle.

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Loans and Financing
Personal Checking
Savings and Deposits

Client Spotlight: Y.A. Tittle – Legendary NFL Quarterback
NFL Hall of Famer and Bay Area icon, Y.A.Tittle, opened an account with us in 2009. His family business continues to enjoy a special relationship with Community Bank of the Bay. Watch the Video

Real Estate Loans

Our experienced team of local lenders are experts in Bay Area real estate. We deliver expert service, support and advice along with competitive rates and affordable payment options.


At Community Bank of the Bay, all our lending decisions are made locally. Your loan application will not be held up by complicated policies.


Our community banking approach means prompt, professional service with a “partnership” approach that is all about our personal relationship with you.


Read how Hanson & Fitch purchased land to ensure their future success.

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Real Estate Loans
Term Loans
Lines of Credit

Construction Loans

Our dedicated construction loan specialists assist Bay Area builders, developers and property owners to access flexible financing with customized features.


Our competitive loan packages allow you to acquire, expand or modernize commercial and residential properties.


Ask about our comprehensive financing packages for multi-family, office, industrial, retail, and hospitality businesses.

Consult Our Construction Loan Specialist

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Loans and Credit

Bay Area Green Fund

The Bay Area Green Fund (BAGF) offers FDIC-insured bank accounts to finance environmentally sustainable projects and businesses.


A team of environmental experts – the BAGF Advisory Committee – objectively determines whether a project meets the fund’s standards.


Become a green impact investor or get funding for your sustainable green business or project.


Read how our financing helped SchoolFoodies green their production line.

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Bay Area Green Fund
BAGF Flyer (PDF)

Bay Area Green Fund
In an effort to support economic initiatives that are environmentally sustainable and ensure a prosperous and healthy future for all, CBB created the award-winning Bay Area Green Fund (BAGF) in 2006. Learn More

Local Know-How

We Know What Bay Area Businesses Need

Community Bank of the Bay is owned and managed by local entrepreneurs, driven by a shared vision to empower the economic heart of our communities with relationship banking.

There is no safer place for your money than a local state-chartered bank. When you bank with Community Bank of the Bay you are placing your trust in an institution that is locally invested, employs local decision makers, and is determined to nurture a thriving local economy.

Our Relationship Managers deliver a local, personal banking experience to support your growth and success because our existence depends on maintaining good client relationships.

When you make a deposit with us, you know that your funds are contributing to a stronger Bay Area economy. We owe our allegiance to our customers and our communities, because after all, the Bay Area is where all our employees live, work and do business.