Community Bank of the Bay hires qualified candidates without regard to race, religion, color, sex, sexual orientation, age, national origin, ancestry, citizenship, veteran or disability status, or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity and affirmative action, in accordance with all applicable federal, state, and municipal laws. Job candidates must be legally eligible to work in the United States.

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Current Openings


POSITION: Credit Analyst

Job Type: Full-Time

Job Location: Oakland


Summary of Job Description:

This position is responsible for assisting loan officers in the evaluation of commercial credit and deal structure for commercial & industrial, commercial real estate, and SBA customers.


Essential Duties and Responsibilities:

  • Assist Relationship Manager in delivering a relationship management service which provides value-added services guidance to customers, prospects and professionals.
  • Execute and coordinate with other divisions of the bank on a variety of administrative tasks such as: order loan documents, work with title and escrow companies to open and track existing orders, order appraisals and other third party reports.
  • Track loan renewals and request updated financial information from existing clients.
  • Prepare financial spread sheets to properly assess cash flow and debt service coverage.
  • Conduct annual portfolio reviews, and credit & legal file audits.
  • Assist in the preparation of Credit Approval Memoranda for analysis of repayment ability, collateral adequacy, credit worthiness, appropriate loan structure and adherence to Bank policies and proper loan risk rating.
  • Attend joint calls with the loan officer, as needed, to gather information about prospective and current Bank customers.
  • Ensure that covenant compliance and financial reporting requirements are addressed.
  • Attend credit training courses as needed to improve credit analysis skills and keep current on Federal and State banking regulations.

Qualifications/Experience/Skills:

  • Undergraduate degree in business, finance, accounting, or related field and 3 to 4 years related experience.
  • Familiarity with financial statements and ability to analyze business and financial data.
  • Proficient in the use of personal computers and software programs, such as excel and word.
  • Familiar with financial analysis and development of spreadsheets.
  • Good communication skills, both verbal and written.
  • Excellent attention to detail.

Interested candidates should email their resume and attached cover letter (with "Credit Analyst-Oakland" in the subject line of e-mail) to: HR@bankcbb.com.




POSITION: Cash Management & IT Officer

Job Type: Full-Time

Job Location: Oakland


Summary of Job Description

This position is responsible for managing daily operations of the Cash Management Department and Information Technology (IT). Assists Executive Management and helps align technology resources with the business objectives of the Bank. Recommends, develops, implements, and supports cost-effective technology solutions for Cash Management and IT. Plans, coordinates and conducts Risk Assessments in the areas of: IT, ACH, Wires and Vendor Management.


Essential Job Duties and Responsibilities


Cash Management Duties and Responsibilities – 60%

  • Manages sales, customer service, product management, and product development of new cash management business, as well as responsibility for maintaining product profitability.
  • Oversees and manages cash management staff. Provides administrative direction and support for daily operational activities of Cash Management department.
  • Analyzes, prepares and presents analyzed account statements, products and services to Relationship managers and Clients.
  • Sets up, verifies, and tests clients on all online banking functions.
  • Installs, trains and supports clients on all aspects of Remote Deposit Capture (RDC) machines and software.
  • Product management of all non-lending products and services.
  • Maintains and monitors all ACH reports on daily basis for transactions and file rejects:

- Communicates with clients on file rejects for reloads and balancing

- Communicates with clients on ACH returns and reason codes

- Communicates with operations area on all ACH debits due to returns

  • Trains and supports clients on all online wire functions:

- Domestic and International

- Including issuing site keys and tokens for security and authentication

  • Trains and supports clients on all aspects of Positive Pay.
  • Maintains all regulatory requirements in the following areas: Policies, Reporting, Security and In-house Training.
  • Maintains and manages all BillPay functions.
  • Works with Correspondent banks for third party deposit services.

Information Technology (IT) Duties and Responsibilities – 40%

  • Defines and implements IT policies, procedures, and best practices.
  • Plans, coordinates, directs, and designs IT related activities of the organization.
  • Oversees communication to staff about system upgrades and/or conversions.
  • Acts as liaison between technical support and staff during conversions, upgrades and disaster recovery tests.
  • Plans and executes disaster recovery tests. Maintains detailed summary of tests results.
  • Assists with planning and preparation of IT committee meetings.
  • Participates and coordinates technical support and training to users after conversion and upgrades.
  • Stays apprised of industry trends, emerging topics. Ensures compliance with all federal and state laws and regulations.

Qualifications

• 3 – 5 years' experience in Branch Operations and Cash Management.

• Superb written and oral communication skills.

• Strong sales skills and relationship management skills.

• Proficient report-writing and analytical skills.

• Demonstrated knowledge of deposit products and knowledge of technical aspects of deposit operation functions.

• Proficient computer skills; IT project management background is preferred.


How to apply: Interested candidates should email their resume and cover letter with "Cash Management & IT Officer" in subject line to HR@bankcbb.com





POSTION: Credit Support Services Specialist

Job Type: Full-Time

Job Location: Oakland / South Bay


Summary of Job Description

This position is responsible for performing a variety of centralized duties pertaining to the documentation and servicing of commercial, consumer, construction and SBA loans.


Essential Duties/Responsibilities

• Prepares loan documents for all types of loans, including commercial, consumer, construction and SBA loans.

• Funds and boards all new and renewal loan packages in accordance with the Bank approved credit write up.

• Processes all paid loans to ensure that all collateral liens are released within the required time frames.

• Reviews all loan documentation for accuracy, including setting up documentation files.

• Back up for processing all payments/loan advances.

• Preparation of payoff demands.

• Contacts title companies and insurance carriers to ensure lien and collateral positions as required by Bank approved credit write ups.

• Reviews title policies for accuracy to ensure our perfected interest.

• File maintenance.

• Processes credit reports, D&B reports, flood determinations and UCC Searches.

• All other duties as assigned.


Qualifications/Skills/Experience

• 3 – 5 years' experience preparing loan documentation.

• Demonstrated excellent customer service skills and experience.

• Superior communication skills, both verbal and written.

• Strong attention to detail and organization skills.

• Ability to prioritize tasks and meet deadlines with limited supervision.

• Strong computer skills with demonstrated proficiency in Microsoft Office applications.


How to apply: Interested candidates should e-mail their resume and attached cover letter with "Credit Support Services Specialist" in the subject line to: HR@bankcbb.com



Current Openings

Position: Relationship Manager

Job Type: Full-Time

Job Location: San Jose

Job Description:

  • Responsible for the development, marketing, and production of commercial and industrial loans, lines of credit, and commercial real estate loans. Construction lending experience is a plus.
  • Maintain and manage a loan portfolio.
  • Cross-sell all Bank products and services with the goal of developing a total banking relationship with business and personal clients.
  • Solicit, negotiate, underwrite loans in compliance with Bank's credit policies and guidelines.
  • Ensure customer satisfaction by providing prompt, quality customer service, thereby maximizing client retention and minimizing client migration.

Job Requirements:

  • 2+ years experience as a relationship manager specializing in commercial lending in the Bank's market area.
  • Thorough knowledge of lending regulations and credit/underwriting practices.
  • Strong financial analysis skills and/or previous experience as a credit analyst with a commercial bank
  • Strong business development and marketing skills
  • Proficient in MS Excel and Word.
  • Possess a Bachelor of Arts or Science degree in finance, business, or accounting; or related work experience. A post-graduate degree is a plus.
  • Excellent verbal and written communication skills.

Compensation:

Salary commensurate with experience.

Community Bank of the Bay offers an excellent compensation and benefits package including a 401k plan, medical, vision, and dental insurance, and the opportunity to work for a fast growing organization.

Interested candidates should email their resume and attached cover letter to: HR@bankcbb.com

No Current Openings